Fact checked by Eightcap Challenges: Flexible Rules, Payout Concerns
Eightcap Challenges offers a range of programs, including One Phase and Two Phase challenges with no time limits, catering to various trading styles. The firm provides multiple popular trading platforms and a competitive profit split up to 90% with add-ons. However, reports of payout denials and a complex consistency rule are notable drawbacks for potential traders.
Pros
- No time limits on main challenges
- Multiple platforms (MT4, MT5, TradeLocker)
- High leverage (1:100)
- Flexible weekend holding
Cons
- Reported payout denial issues
- Complex consistency rule
- No fee refund policy
Challenge & fees by account size
Eightcap Challenges provides a diverse lineup of programs, including One Phase, Two Phase, and Day Trader Challenges. The Two Phase challenge is a popular choice, starting from $59 for a $5,000 account, offering a competitive entry point. While the main challenges have no time limits, the firm’s strict no-refund policy for challenge fees is a consideration.
A single-stage challenge with no time limit for an accelerated path to funding.
Compare all account sizes
| Size | Fee | Phase 1 | Phase 2 | Daily loss | Max loss |
|---|---|---|---|---|---|
| $5K | $69 | $500 | — | $200 | $400 |
| $10K | $119 | $1,000 | — | $400 | $800 |
| $25K | $259 | $2,500 | — | $1,000 | $2,000 |
| $50K | $429 | $5,000 | — | $2,000 | $4,000 |
| $100K | $659 | $10,000 | — | $4,000 | $8,000 |
| $200K | $1,299 | $20,000 | — | $8,000 | $16,000 |
A two-step evaluation for disciplined traders with no time limit.
Compare all account sizes
| Size | Fee | Phase 1 | Phase 2 | Daily loss | Max loss |
|---|---|---|---|---|---|
| $5K | $59 | $450 | $250 | $250 | $500 |
| $10K | $99 | $900 | $500 | $500 | $1,000 |
| $25K | $219 | $2,250 | $1,250 | $1,250 | $2,500 |
| $50K | $389 | $4,500 | $2,500 | $2,500 | $5,000 |
| $100K | $599 | $9,000 | $5,000 | $5,000 | $10,000 |
| $200K | $1,199 | $18,000 | $10,000 | $10,000 | $20,000 |
Fast-paced challenges for quick results, functioning as a fixed-odds contract.
Compare all account sizes
| Size | Fee | Phase 1 | Phase 2 | Daily loss | Max loss |
|---|---|---|---|---|---|
| $10K | $56 | — | — | — | — |
Trading rules, plainly
Eightcap Challenges implements a balance-based daily drawdown and a fixed maximum drawdown, which is a common structure. News trading is allowed during assessment but restricted during the payout stage, a rule that can catch out traders. The firm also enforces a consistency rule that varies by program and purchase date, which is a key point to understand.
Payouts
Eightcap Challenges states that payouts for its One Phase and Two Phase challenges are typically processed within 24-48 hours of an eligible request. The first payout is available 14 days after funding, with options to reduce this to 7 or 3 days via add-ons. While the firm offers a competitive 80% starting profit split, upgradable to 90%, some traders have reported payout delays or denials.
MethodsBank wire transfer (USD)USDT TRC20USDT ERC20BTC
Profit split scaling
Trust & legitimacy
Eightcap Challenges is operated by Eightcap International Ltd, registered in Seychelles with company number 8427413-1. The parent broker, Eightcap Group, was founded in 2009. While the firm’s Trustpilot score for the parent broker is 4.1 out of 5 stars from over 3,300 reviews, there are documented red flags including allegations of payout denials and a Trustpilot warning regarding a breach of their guidelines. We could not verify funded-trader counts or total payouts to traders in our research.
- Registered company with public address
- Parent broker founded 2009
- Active Trustpilot presence
- Trustpilot review from Oct 2026 alleges payout denial
- Trustpilot warning that Eightcap's rating is unavailable due to a breach of their guidelines
- Reddit thread from Oct 2023 claims account canceled and payouts denied due to 'similar trades'
Eightcap International Ltd, Seychelles, Office 12, 3rd Floor, IMAD Complex, Ile Du Port, Mahé, Seychelles
Platforms & support
Eightcap Challenges offers a strong selection of trading platforms, including MetaTrader 4, MetaTrader 5, TradeLocker, and TradingView. These platforms support a wide range of instruments like Forex, indices, commodities, and crypto, with maximum leverage up to 1:100 for One Phase and Two Phase challenges. Day Trader Challenges use lower leverage, at 1:30 for Forex, which is a key difference to note.
| Platform | Devices | Instruments | Leverage |
|---|---|---|---|
| MetaTrader 4 | Desktop, web, mobile | Forex, indices, commodities, crypto | 1:100 |
| MetaTrader 5 | Desktop, web, mobile | Forex, indices, commodities, crypto | 1:100 |
| TradeLocker | Desktop, web, mobile | Forex, indices, commodities, crypto | 1:100 |
| TradingView | Desktop, web, mobile | Forex, indices, commodities, crypto | 1:100 |
Score breakdown
Our scores for Eightcap Challenges are based on a thorough analysis of its published rules, challenge fees, and available payout evidence. The overall score is an average of six key categories, reflecting the firm’s strengths in platform variety and flexible trading conditions, balanced against concerns regarding payout reliability and the complexity of its consistency rules. We do not test accounts or make claims about trading outcomes.
- No time limits on main challenges
- Multiple platforms (MT4, MT5, TradeLocker)
- High leverage (1:100)
Trading involves significant risk. Past performance is not indicative of future results.
