EDITOR'S VERDICT
A Top Contender for Flexible and Fast Payouts
FundingPips is an excellent choice for traders who value flexibility in challenge types and payout schedules. Its strongest features are the static drawdown limits on its main challenges and a clear scaling plan that can take accounts up to $2 million. The main limitation is the introduction of consistency rules on certain payout models, which requires careful selection. Overall, it’s a highly recommended firm for both new and experienced traders who can navigate its rule sets.
PROS
- Static drawdown on 1-Step and 2-Step challenges
- Profit splits scaling up to 100%
- Multiple payout frequencies, including weekly
- Allows EAs, news trading, and weekend holding
- Very competitive entry fees from $29
CONS
- Consistency rules apply to some payout options
- Instant Funding (Zero) account has restrictive rules
- Not available for traders in the USA or UAE
FUNDINGPIPS — FIRM AT A GLANCE
| Challenge Type | 1 Step, 2 Step, or Zero |
| Account Sizes | $5K, $10K, $25K, $50K, $100K, $200K |
| Profit Target | 15% (Zero), 10% (1-Step), 6% (2-Step) |
| Daily Drawdown | 3-5% |
| Max Drawdown | 6-10% (Static) |
| Profit Split | 80% up to 100% |
| First Payout | Weekly - Tuesday Payday |
| Payout Frequency | Weekly, Bi-Weekly, Monthly, On-Demand |
| Platforms | MT5, cTrader, Match-Trader |
| EA Trading | Allowed |
| Founded | 2022 |
| Website | Visit Site↗ |
Start Challenge →
Challenge fee required. Results not guaranteed.
Our Rating
Full Rating Breakdown
Our scores are based on direct testing of the FundingPips challenge process, verification of their payout systems, and a comprehensive comparison against over 100 other prop firms. This data-driven approach provides a reliable verdict on their value proposition for traders.
Challenge Value
4.5
Competitive fees and refundable.
Rules Fairness
4.2
Static drawdown is a major plus.
Profit Split & Scaling
4.6
Excellent scaling up to $2M.
Payout Reliability
4.5
Strong Trustpilot rating and proofs.
Platform & Conditions
4.0
Good range of platforms.
Support & Community
4.1
Large Discord community.
Trust & Legitimacy
Is FundingPips Legit & Trustworthy?
FundingPips is a legitimate proprietary trading firm headquartered in Dubai, UAE, and founded in November 2022. The company has a strong public reputation, reflected in its Trustpilot score of 4.5 out of 5 from over 56,000 reviews. Extensive payout proofs and a large, active trading community further solidify its position as a trustworthy firm in the industry.
Company Registered
Registered in Dubai, UAE
Payout Proofs Verified
Over $180M paid out
4+ Years Operating
Founded 2022
163,000+ Community
Active on Discord
| Company Name | Funding Pips Services Ltd. ✓ |
| Registered In | Dubai, United Arab Emirates ✓ |
| Company Number | HY01223081 (Comoros Union) ~ |
| Founded | November 2022 ✓ |
| HQ Address | Premises NO. 19948-001, IFZA Business Park, DDP, Dubai, UAE ✓ |
| Trustpilot Score | 4.5 / 5 (56,017 reviews) ✓ |
| Funded Traders | 127,000+ ✓ |
| Customer Support | Live Chat, Email, Discord ✓ |
✓
Company registration publicly verifiable
✓
Payout proofs available and verified
✓
Rules consistent no retroactive changes reported
✓
Physical address listed on website
✓
Active trader community (Discord)
✓
Trustpilot score above 4.0
✓
Operating for 2+ years
Tip for Traders
Always verify the latest rules directly on the FundingPips website before starting a challenge, especially regarding news trading restrictions which can vary based on the payout cycle you choose for your funded account.
Challenge Fees & Costs
Challenge Fees Full Breakdown
FundingPips offers some of the most competitive fees in the industry, making it highly accessible for new traders. The $100K 2-Step challenge, priced at $399, represents excellent value compared to competitors. All challenge fees for the 1-Step and 2-Step models are refundable, returned with your fourth payout, which is a great incentive for long-term traders. There are no hidden monthly fees or activation costs after passing the evaluation.
Cheapest Challenge
$16 ($2.5K)
Most Popular (100K)
$566
Fee Refundable
Yes, on 4th payout
Free Retries
No
| Challenge | $5K | $10K | $25K | $50K | $100K |
|---|---|---|---|---|---|
| 1-Step Challenge | $59 | $99 | $210 | $322 | $566 |
| 2-Step Challenge | $29 | $55 | $134 | $224 | $422 |
| Zero | $60 | $88 | $188 | $244 | $444 |
Are Challenge Fees Refundable?
Yes, the fee for 1-Step and 2-Step challenges is refunded with your fourth successful payout from a Master Account.
Challenge Programs
Challenge Programs Explained
FundingPips provides a range of evaluation programs to suit different trading styles, including a standard 2-Step challenge, a faster 1-Step option, and Zero model. The 2-Step challenge is the most popular, offering balanced profit targets and generous drawdown rules. All evaluation programs have no time limits, allowing traders to focus on their strategy without pressure. Successfully passing an evaluation grants access to a funded Master Account.
Most Popular
2-Step
2-Step Challenge
- Account Sizes $5K–$200K
- Phase 1 Target 6%
- Phase 2 Target 6%
- Daily Drawdown 3%
- Max Drawdown 6%
- Min Trading Days 3 days
- Max Trading Days Unlimited
- Starting Profit Split 80%
- First Payout Weekly
1-Step
1-Step Challenge
- Account Sizes $5K–$100K
- Profit Target 10%
- Daily Drawdown 3%
- Max Drawdown 6%
- Min Trading Days 3 days
- Max Trading Days Unlimited
- Starting Profit Split 80%
- First Payout Weekly
Zero
Zero
- Account Sizes $5K–$200K
- Profit Target None
- Daily Drawdown 3%
- Max Drawdown 5%
- Min Trading Days 3 days
- Max Trading Days Unlimited
- Starting Profit Split 80%
- First Payout Weekly
Challenge Rules
Trading Rules & Restrictions
FundingPips maintains a trader-friendly rule set, standing out by allowing EAs, news trading, and weekend holding on most accounts. The use of static drawdown instead of trailing drawdown is a significant advantage for traders. However, traders should be aware of a rule on funded accounts where no single loss can exceed 3% of the initial balance. Consistency rules are not applied during the evaluation but may come into play on funded accounts depending on the chosen payout cycle.
✓
📰
News Trading
Allowed
✓
🤖
EAs / Bots
Allowed
✓
📋
Copy Trading
Allowed
✓
🗓️
Weekend Holding
Allowed
✓
📊
Consistency Rule
Allowed
✓
📈
Scaling Plan
Allowed
Rules Tip
Before choosing your payout cycle on a funded account, carefully review the associated rules. Opting for a monthly payout can give you a 100% profit split, while weekly payouts may have different consistency requirements.
Profit Split & Payouts
Profit Split, Scaling & Withdrawal
FundingPips offers a highly attractive payout structure, with a starting profit split of 80% that can scale up to 100% for elite traders. The firm is known for its fast and flexible payout cycles, including a 'Tuesday Payday' weekly option, bi-weekly, and monthly options. Payouts are processed quickly, typically within 1-3 working days, via cryptocurrency or third-party services like Rise. The scaling plan is robust, allowing successful traders to manage up to $2 million in capital.
| Starting Split | 80% |
| Maximum Split | 100% |
| Payout Frequency | Weekly, On-demand |
| Minimum Payout | $50 |
| Processing Time | 1-3 business days |
| Method | Min Payout | Processing | Fee | Available |
|---|---|---|---|---|
| Cryptocurrency | No minimum | 1-3 days | Network fee | ✓ |
| Rise | $500 | 1-3 days | None | ✓ |
| Bank Wire | Varies | 1-3 days | Varies | ✓ |
Payout Tip
To maximize your profit share, consider the monthly payout option which offers a 100% split on the 2-Step model. This is ideal for traders who don't require weekly withdrawals.
Trading Conditions & Platforms
Platforms, Instruments & Trading Conditions
FundingPips provides traders with a choice of three popular platforms: MetaTrader 5 (MT5), cTrader, and Match-Trader. This ensures traders can use an environment they are comfortable with, complete with advanced charting and analysis tools. The firm offers a wide range of tradable instruments, including Forex, metals, indices, energies, and cryptocurrencies. Leverage is competitive, reaching up to 1:100 on Forex pairs for 2-Step challenge accounts.
Recommended
MetaTrader 5
The industry-standard platform known for its advanced analytical tools, algorithmic trading capabilities (EAs), and user-friendly interface.
Instruments
FX, Metals, Energies, Indices, Crypto
Forex Pairs
50+
Max Leverage
1:100
Execution Type
STP / ECN
Expert Advisors
Allowed
Swap-Free Available
10% fee
cTrader
A modern platform favored for its clean interface, advanced order types, and detailed trade analysis features.
Instruments
FX, Metals, Energies, Indices, Crypto
Forex Pairs
50+
Max Leverage
1:100
Execution Type
STP / ECN
Expert Advisors
Allowed (cAlgo)
Swap-Free Available
10% fee
Support & Community
Customer Support & Trader Community
FundingPips has built a massive and highly active community, primarily on Discord, which boasts over 163,000 members. This provides a valuable resource for traders to connect, share ideas, and get peer support. Their official customer support is available via live chat and email, with response times generally being quick and helpful. The firm's overall approach is trader-centric, aiming to provide a supportive environment from evaluation to payout.
Live Chat
Available on the main website for quick queries.
Email Support
support@fundingpips.com
Discord
163,000+ members, active 24/7 with support channels.
Help Center
Detailed FAQ and guides for rules and platforms.
Support Verdict
Support is robust, with the large Discord community being a standout feature for real-time peer assistance and firm announcements.
User Reviews
What Funded Traders Say About FundingPips
4.0
Based on 1 verified reviews
★★★★★ 5
0
★★★★ 4
0
★★★ 3
0
★★ 2
0
★ 1
0
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