FundingPips Review 2026

Flexible Prop Firm · Up to 100% Split · Fast Payouts · Est. 2022 · United Arab Emirates

1-Step, 2-Step, Zero On-demand Payouts MT5 cTrader
Profit Split Up to 100%
Max Account $2M via Scaling
Challenge Fee From $29
Max Drawdown 3% Daily

Challenge fee required. Simulated trading involves risk of loss.

EDITOR'S VERDICT

A Top Contender for Flexible and Fast Payouts

FundingPips is an excellent choice for traders who value flexibility in challenge types and payout schedules. Its strongest features are the static drawdown limits on its main challenges and a clear scaling plan that can take accounts up to $2 million. The main limitation is the introduction of consistency rules on certain payout models, which requires careful selection. Overall, it’s a highly recommended firm for both new and experienced traders who can navigate its rule sets.

PROS
  • Static drawdown on 1-Step and 2-Step challenges
  • Profit splits scaling up to 100%
  • Multiple payout frequencies, including weekly
  • Allows EAs, news trading, and weekend holding
  • Very competitive entry fees from $29
CONS
  • Consistency rules apply to some payout options
  • Instant Funding (Zero) account has restrictive rules
  • Not available for traders in the USA or UAE
FUNDINGPIPS — FIRM AT A GLANCE
Challenge Type 1 Step, 2 Step, or Zero
Account Sizes $5K, $10K, $25K, $50K, $100K, $200K
Profit Target 15% (Zero), 10% (1-Step), 6% (2-Step)
Daily Drawdown 3-5%
Max Drawdown 6-10% (Static)
Profit Split 80% up to 100%
First Payout Weekly – Tuesday Payday
Payout Frequency Weekly, Bi-Weekly, Monthly, On-Demand
Platforms MT5, cTrader, Match-Trader
EA Trading Allowed
Founded 2022
Website Visit Site
Start Challenge →

Challenge fee required. Results not guaranteed.

Is FundingPips Legit & Trustworthy?

FundingPips is a legitimate proprietary trading firm headquartered in Dubai, UAE, and founded in November 2022. The company has a strong public reputation, reflected in its Trustpilot score of 4.5 out of 5 from over 56,000 reviews. Extensive payout proofs and a large, active trading community further solidify its position as a trustworthy firm in the industry.

📅 Est. 2022
🌍 United Arab Emirates
👥 127,000+ Funded Traders
⭐ Trustpilot: 4.5 / 5
Company Registered
Registered in Dubai, UAE
Payout Proofs Verified
Over $180M paid out
4+ Years Operating
Founded 2022
163,000+ Community
Active on Discord
Company Name Funding Pips Services Ltd.
Registered In Dubai, United Arab Emirates
Company Number HY01223081 (Comoros Union) ~
Founded November 2022
HQ Address Premises NO. 19948-001, IFZA Business Park, DDP, Dubai, UAE
Trustpilot Score 4.5 / 5 (56,017 reviews)
Funded Traders 127,000+
Customer Support Live Chat, Email, Discord
Company registration publicly verifiable
Payout proofs available and verified
Rules consistent — no retroactive changes reported
Physical address listed on website
Active trader community (Discord)
Trustpilot score above 4.0
Operating for 2+ years
💡
Tip for Traders

Always verify the latest rules directly on the FundingPips website before starting a challenge, especially regarding news trading restrictions which can vary based on the payout cycle you choose for your funded account.

Challenge Fees — Full Breakdown

FundingPips offers some of the most competitive fees in the industry, making it highly accessible for new traders. The $100K 2-Step challenge, priced at $399, represents excellent value compared to competitors. All challenge fees for the 1-Step and 2-Step models are refundable, returned with your fourth payout, which is a great incentive for long-term traders. There are no hidden monthly fees or activation costs after passing the evaluation.

Cheapest Challenge $16 ($2.5K)
Most Popular (100K) $566
Fee Refundable Yes, on 4th payout
Free Retries No
Challenge $5K $10K $25K $50K $100K
1-Step Challenge $59 $99 $210 $322 $566
2-Step Challenge $29 $55 $134 $224 $422
Zero $60 $88 $188 $244 $444
ℹ️
Are Challenge Fees Refundable?

Yes, the fee for 1-Step and 2-Step challenges is refunded with your fourth successful payout from a Master Account.

Challenge Programs Explained

FundingPips provides a range of evaluation programs to suit different trading styles, including a standard 2-Step challenge, a faster 1-Step option, and Zero model. The 2-Step challenge is the most popular, offering balanced profit targets and generous drawdown rules. All evaluation programs have no time limits, allowing traders to focus on their strategy without pressure. Successfully passing an evaluation grants access to a funded Master Account.

1-Step

1-Step Challenge

  • Account Sizes $5K–$100K
  • Profit Target 10%
  • Daily Drawdown 3%
  • Max Drawdown 6%
  • Min Trading Days 3 days
  • Max Trading Days Unlimited
  • Starting Profit Split 80%
  • First Payout Weekly
Zero

Zero

  • Account Sizes $5K–$200K
  • Profit Target None
  • Daily Drawdown 3%
  • Max Drawdown 5%
  • Min Trading Days 3 days
  • Max Trading Days Unlimited
  • Starting Profit Split 80%
  • First Payout Weekly

Exclusive Offers & Discount Codes

You can frequently find discount codes for FundingPips challenges, typically offering between 5% and 20% off the evaluation fee. We’ve secured an exclusive code for our readers.

✦ NEW OFFER
20%
OFF
FundingPips
4.3
Exclusive

Use code HELLO & Get 20% OFF now on your first purchase

Code HELLO

New users only · Challenge fee applies

⚠️ Offers subject to change without notice. Always verify current promotions on the firm’s official website before purchasing.

ℹ️
How to Use Your Discount Code

Enter the promo code during the checkout process when purchasing your challenge account on the FundingPips website.

Trading Rules & Restrictions

FundingPips maintains a trader-friendly rule set, standing out by allowing EAs, news trading, and weekend holding on most accounts. The use of static drawdown instead of trailing drawdown is a significant advantage for traders. However, traders should be aware of a rule on funded accounts where no single loss can exceed 3% of the initial balance. Consistency rules are not applied during the evaluation but may come into play on funded accounts depending on the chosen payout cycle.

📰 News Trading Allowed
🤖 EAs / Bots Allowed
📋 Copy Trading Allowed
🗓️ Weekend Holding Allowed
📊 Consistency Rule Allowed
📈 Scaling Plan Allowed
⏱️ Time Limit Allowed
📅 Min. Trading Days Allowed
💡
Rules Tip

Before choosing your payout cycle on a funded account, carefully review the associated rules. Opting for a monthly payout can give you a 100% profit split, while weekly payouts may have different consistency requirements.

Profit Split, Scaling & Withdrawal

FundingPips offers a highly attractive payout structure, with a starting profit split of 80% that can scale up to 100% for elite traders. The firm is known for its fast and flexible payout cycles, including a ‘Tuesday Payday’ weekly option, bi-weekly, and monthly options. Payouts are processed quickly, typically within 1-3 working days, via cryptocurrency or third-party services like Rise. The scaling plan is robust, allowing successful traders to manage up to $2 million in capital.

Starting Split 80%
Maximum Split 100%
Payout Frequency Weekly, On-demand
Minimum Payout $50
Processing Time 1-3 business days
Method Min Payout Processing Fee Available
Cryptocurrency No minimum 1-3 days Network fee
Rise $500 1-3 days None
Bank Wire Varies 1-3 days Varies
ℹ️
Payout Tip

To maximize your profit share, consider the monthly payout option which offers a 100% split on the 2-Step model. This is ideal for traders who don’t require weekly withdrawals.

Platforms, Instruments & Trading Conditions

FundingPips provides traders with a choice of three popular platforms: MetaTrader 5 (MT5), cTrader, and Match-Trader. This ensures traders can use an environment they are comfortable with, complete with advanced charting and analysis tools. The firm offers a wide range of tradable instruments, including Forex, metals, indices, energies, and cryptocurrencies. Leverage is competitive, reaching up to 1:100 on Forex pairs for 2-Step challenge accounts.

⚡ Leverage: 1:100
📊 Instruments: FX, Metals, Energies, Indices, Crypto
📦 Max Lots: None
⚙️ Execution: Market Execution
cTrader

A modern platform favored for its clean interface, advanced order types, and detailed trade analysis features.

WindowsiOSAndroidWeb
Instruments FX, Metals, Energies, Indices, Crypto
Forex Pairs 50+
Max Leverage 1:100
Execution Type STP / ECN
Expert Advisors Allowed (cAlgo)
Swap-Free Available 10% fee

Customer Support & Trader Community

FundingPips has built a massive and highly active community, primarily on Discord, which boasts over 163,000 members. This provides a valuable resource for traders to connect, share ideas, and get peer support. Their official customer support is available via live chat and email, with response times generally being quick and helpful. The firm’s overall approach is trader-centric, aiming to provide a supportive environment from evaluation to payout.

Live Chat
Available on the main website for quick queries.
🎧 Support Good
Email Support
🎧 Support Good
Discord
163,000+ members, active 24/7 with support channels.
👥 Community Excellent
Help Center
Detailed FAQ and guides for rules and platforms.
📚 Education Good
4.5 / 5 (56,017 reviews)

Support is robust, with the large Discord community being a standout feature for real-time peer assistance and firm announcements.

Full Rating Breakdown

Our scores are based on direct testing of the FundingPips challenge process, verification of their payout systems, and a comprehensive comparison against over 100 other prop firms. This data-driven approach provides a reliable verdict on their value proposition for traders.

4.3
Overall · 4.3/5 from 1 votes
Challenge Value 4.5/5
Competitive fees and refundable.
Rules Fairness 4.2/5
Static drawdown is a major plus.
Profit Split & Scaling 4.6/5
Excellent scaling up to $2M.
Payout Reliability 4.5/5
Strong Trustpilot rating and proofs.
Platform & Conditions 4.0/5
Good range of platforms.
Support & Community 4.1/5
Large Discord community.

What Funded Traders Say About FundingPips

5.0
Based on 1 verified review
★★★★★5
0
★★★★4
0
★★★3
0
★★2
0
★1
0
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FundingPips
Flexible Prop Firm
5.0
Overall · 5.0/5 from 1 votes
Challenge Value
4.5
Rules Fairness
4.2
Profit Split & Scaling
4.6
Payout Reliability
4.5
Platform & Conditions
4.0
Support & Community
4.1
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Prop trading involves significant risk. Past payouts do not guarantee future results. Always trade responsibly and within your means.