Fact checked by High Leverage, Payout Concerns
AquaFunded offers a wide range of challenge programs, including Instant and Two-Step models, with competitive profit splits up to 100% and high leverage. The firm provides multiple trading platforms and instruments, appealing to various trading styles.
However, multiple reports of payout denials, alleged rule changes, and a Trustpilot warning raise significant concerns about payout reliability and transparency. Traders should carefully review all rules, especially consistency and drawdown conditions, before committing to a challenge.
Pros
- Multiple challenge types
- High leverage options
- Up to 100% profit split
- Diverse platforms
Cons
- Payout denial reports
- Unclear rule enforcement
- Trustpilot warning
- Trailing drawdown rules
Challenge & fees by account size
AquaFunded offers a broad selection of challenge programs, including popular Instant and Two-Step models, alongside One-Step, Three-Step, Flex, No Eval, and One Day Pass options. Fees for a $100K account can range from $274 to $560, depending on the program and any active promotions.
While the firm advertises competitive pricing and high profit splits, some programs feature trailing drawdowns and consistency rules that can make passing and maintaining a funded account challenging. The fee is fully refundable on the fourth payout, but forfeited if an account is hard-breached earlier.
Skip the challenge and get instantly funded.
Compare all account sizes
| Size | Fee | Phase 1 | Phase 2 | Daily loss | Max loss |
|---|---|---|---|---|---|
| $2.5K | — | — | $75 | $150 | |
| $5K | — | — | $150 | $300 | |
| $10K | — | — | $300 | $600 | |
| $25K | — | — | $750 | $1,500 | |
| $50K | — | — | $1,500 | $3,000 | |
| $100K | — | — | $3,000 | $6,000 | |
| $200K | — | — | $6,000 | $12,000 | |
| $300K | — | — | $9,000 | $18,000 | |
| $400K | — | — | $12,000 | $24,000 |
A single-phase challenge to achieve a profit target.
Compare all account sizes
| Size | Fee | Phase 1 | Phase 2 | Daily loss | Max loss |
|---|---|---|---|---|---|
| $5K | $450 | — | $150 | $300 | |
| $10K | $900 | — | $300 | $600 | |
| $25K | $2,250 | — | $750 | $1,500 | |
| $50K | $4,500 | — | $1,500 | $3,000 | |
| $100K | $9,000 | — | $3,000 | $6,000 | |
| $200K | $18,000 | — | $6,000 | $12,000 |
A two-phase evaluation designed to test and refine trading skills.
Compare all account sizes
| Size | Fee | Phase 1 | Phase 2 | Daily loss | Max loss |
|---|---|---|---|---|---|
| $5K | $400 | $250 | $250 | $400 | |
| $10K | $800 | $500 | $500 | $800 | |
| $25K | $2,000 | $1,250 | $1,250 | $2,000 | |
| $50K | $4,000 | $2,500 | $2,500 | $4,000 | |
| $100K | $8,000 | $5,000 | $5,000 | $8,000 | |
| $200K | $16,000 | $10,000 | $10,000 | $16,000 |
Trading rules, plainly
AquaFunded’s rules vary significantly across its many programs, with daily loss limits typically ranging from 3% to 5% and maximum losses from 5% to 10%. Some programs feature trailing drawdowns, which can be a tighter restriction than static limits.
While the firm allows EAs, weekend holding, and overnight positions, news trading is restricted on funded accounts, and high-frequency or latency arbitrage strategies are prohibited. Consistency rules apply to some models, often impacting payouts rather than account termination.
Payouts
AquaFunded offers a starting profit split of 90%, which can be increased to 100% with an add-on. Payouts are generally processed bi-weekly, every 14 days, with a minimum withdrawal of $100.
The firm states a 24-business-hour payout guarantee, adding $1,000 if an approved payout is not processed on time. However, some traders report delays and denials, often citing consistency rule breaches or alleged copy trading violations. Payouts are made via cryptocurrency for smaller amounts and Rise (bank transfer/crypto) for larger sums.
MethodsBank TransferCryptoRise
Profit split scaling
Trust & legitimacy
AquaFunded, founded in 2023, operates under Aqua Funded FZCO in Dubai, UAE, and AquaFunded LTD in Saint Lucia. The firm states it has funded over 330,000 traders and paid out more than $8 million.
While the firm has a Trustpilot score of 4.0/5 from over 1,000 reviews, Trustpilot has placed a “breach of guidelines” warning on its profile due to detected fake reviews. Multiple traders report payout denials and unclear rule changes, raising concerns about the firm’s transparency and reliability.
- Multiple challenge programs
- Stated payout guarantee
- Discord community available
- Multiple payout denials reported
- Alleged copy trading violations cited for denials
- Unclear or 'hidden' rule changes reported
- Trustpilot 'breach of guidelines' warning
Aqua Funded FZCO (Dubai, UAE) and AquaFunded LTD (Saint Lucia)
Platforms & support
AquaFunded provides access to MetaTrader 5, cTrader, MatchTrader, and TradeLocker, offering traders a choice of popular and proprietary platforms. These platforms support a range of instruments including Forex, Indices, Metals, Cryptocurrencies, and Futures.
Leverage can be as high as 1:200 in evaluation phases for some programs, which is higher than many traditional brokers. While unlimited lot sizes are allowed, traders should be aware of the firm’s specific rules on news trading and high-frequency strategies, which differ from standard broker conditions.
| Platform | Devices | Instruments | Leverage |
|---|---|---|---|
| MetaTrader 5 | Forex, Indices, Metals, Cryptocurrencies, Futures | 1:200 | |
| cTrader | Forex, Indices, Metals, Cryptocurrencies, Futures | 1:100 | |
| MatchTrader | Forex, Indices, Metals, Cryptocurrencies, Futures | 1:100 | |
| TradeLocker | Forex, Indices, Metals, Cryptocurrencies, Futures | 1:100 |
Score breakdown
Our scores evaluate AquaFunded based on its published rules, challenge fees, payout evidence, and overall transparency. The overall score is an average of six key categories, reflecting the firm’s strengths and weaknesses. AquaFunded scores well for its platform variety and high leverage, but faces significant challenges in payout reliability and trust due to numerous trader complaints and a Trustpilot warning.
- Multiple challenge types
- High leverage options
- Up to 100% profit split
Trading involves significant risk. Past performance is not indicative of future results.
