High-Risk Prop Firm with Documented Red Flags
FundedFirm offers a range of challenge types, including 1-Step, 2-Step, and Instant Funding, with competitive profit splits that can reach 100%. The firm also provides high leverage and a variety of payout methods. However, our research uncovered multiple serious red flags, including widespread reports of payout denials, retroactive rule changes, and allegations of fraudulent activity. This makes FundedFirm a high-risk option for traders seeking a reliable funding partner.
Pros
- Multiple funding programs
- High profit split up to 100%
- High leverage (1:100)
- Variety of payout methods
Cons
- Documented payout denials
- Allegations of fraudulent scheme
- Low Trustpilot score
- Retroactive rule changes

Challenge & fees by account size
FundedFirm presents three main challenge programs: 1-Step, 2-Step, and Instant Funding, each with a starting profit split of up to 100%. While the firm states the $100,000 account is most popular, fees for most tiers, including the $100,000 option, were not confirmed in our research. Only the $5,000 and $10,000 1-Step Challenge fees are available, which makes direct cost comparison difficult across all offerings.
Pass a single evaluation stage to get funded.
Compare all account sizes
| Size | Fee | Phase 1 | Phase 2 | Daily loss | Max loss |
|---|---|---|---|---|---|
| $5K | $549 | $500 | — | $150 | $300 |
| $10K | $649 | $1,000 | — | $300 | $600 |
| $25K | — | $2,500 | — | $750 | $1,500 |
| $50K | — | $5,000 | — | $1,500 | $3,000 |
| $100K | — | $10,000 | — | $3,000 | $6,000 |
Pass two evaluation stages to receive a funded account.
Compare all account sizes
| Size | Fee | Phase 1 | Phase 2 | Daily loss | Max loss |
|---|---|---|---|---|---|
| $5K | — | $400 | $250 | $250 | $500 |
| $10K | — | $800 | $500 | $500 | $1,000 |
| $25K | — | $2,000 | $1,250 | $1,250 | $2,500 |
| $50K | — | $4,000 | $2,500 | $2,500 | $5,000 |
| $100K | — | $8,000 | $5,000 | $5,000 | $10,000 |
Receive a funded account immediately without an evaluation.
Compare all account sizes
| Size | Fee | Phase 1 | Phase 2 | Daily loss | Max loss |
|---|---|---|---|---|---|
| $5K | — | — | — | $150 | $200 |
| $10K | — | — | — | $300 | $400 |
| $25K | — | — | — | $750 | $1,000 |
| $50K | — | — | — | $1,500 | $2,000 |
| $100K | — | — | — | $3,000 | $4,000 |
Trading rules, plainly
FundedFirm’s rules vary by program, with 1-Step and 2-Step challenges featuring static drawdowns, while Instant Funding uses a trailing drawdown. The daily loss limit is measured against the higher of starting balance or equity, which is a stricter approach. While the firm allows news trading and Expert Advisors, it prohibits Martingale/grid strategies and high-frequency trading. Traders should be particularly aware of the trailing drawdown and consistency rule on Instant Daily accounts.
Payouts
FundedFirm states that payouts are processed on-demand, typically within 24 hours for challenge accounts and within 30 minutes for Instant Daily accounts. Traders start with a 90% profit split, which can scale up to 100% with consistent performance over time. The firm offers a broad range of payout methods, including bank wire, instant payment services like Rise and Deel, and various cryptocurrencies. A minimum of 1% net profit of the account size is required for any withdrawal.
MethodsBank wireRiseDeelcryptocurrency (USDT ERC20USDT TRC20USDT BEP20Bitcoin)
Profit split scaling
Trust & legitimacy
FundedFirm, established in 2023 and registered in Saint Lucia, states it has funded thousands of traders and paid out over $22 million. However, its Trustpilot score is very low at 1.4 out of 5 from 282 reviews. Our research identified multiple documented red flags, including widespread reports of payout denials, retroactive rule changes, and allegations of a fraudulent scheme by Finance Magnates. We could not verify the company registration number or HQ country.
- Founded in 2023
- Company-reported payout total
- Publicly listed address
- Multiple users report payout denials and disabled accounts.
- Users report hidden or tricky rules and inconsistent lot size rules.
- Finance Magnates reported allegations of a fraudulent scheme, slashing payout claims, and a website largely copied from another prop firm.
FundedFirm LTD, Saint Lucia, Ground Floor, The Sotheby Building, Rodney Village, Rodney Bay, Gros-Islet, Saint Lucia
Platforms & support
FundedFirm exclusively uses MetaTrader 5 (MT5) for all its trading programs, which is accessible on desktop, mobile, and web. This platform supports a wide array of instruments including Forex, Metals, Indices, Energies, and Cryptocurrencies. Leverage can go up to 1:100 for most asset classes, though Instant Daily accounts are limited to 1:30. The firm also offers swap-free options for 1-Step accounts, providing a commission-free trading environment.
| Platform | Devices | Instruments | Leverage |
|---|---|---|---|
| MetaTrader 5 | Desktop, mobile, web | Forex, Metals, Indices, Energies, Cryptocurrencies | 1:100 |
Score breakdown
Our scoring system evaluates prop firms based on six key categories: rules fairness, payout reliability, value for money, trust & transparency, platforms, and support. Each category is scored from 3.0 to 5.0, with the overall score being the average. FundedFirm’s primary strength lies in its diverse program offerings and high leverage, but it faces significant challenges in trust and payout reliability due to documented issues.
- Multiple funding programs
- High profit split up to 100%
- High leverage (1:100)
Trading involves significant risk. Past performance is not indicative of future results.

