Written by Flexible Funding with Diverse Programs
Moneta Funded offers a comprehensive suite of programs, from traditional 2-step evaluations to instant funding and a unique Sprint Challenge with a 100% profit split. This variety caters to different trading styles and risk appetites, making it a strong contender for traders seeking flexibility. However, the varying rules across programs, such as trailing drawdowns on some instant accounts and consistency rules on others, require careful selection.
The firm’s commitment to daily payouts on its 1-Step Daily program and scaling opportunities up to $2 million on Phoenix Instant accounts are notable advantages. Traders should closely review the specific conditions of each program to ensure it aligns with their strategy.
Pros
- Multiple challenge types
- Up to 100% profit split
- Daily payouts available
- Scaling up to $2M
Cons
- Some trailing drawdowns
- Varying consistency rules
Challenge & fees by account size
Moneta Funded provides a broad selection of challenge programs, including 1-Step Daily, 1-Step Evaluation, 2-Step Evaluation, Instant Funding, Instant Pro, Phoenix Instant, and Sprint Challenge. While most program fees were not available in our research, the Sprint Challenge starts from $30 for a $10,000 account, offering a 100% profit split.
The firm offers diverse paths to funding, from immediate capital access to multi-phase evaluations. However, specific profit targets, daily loss limits, and maximum loss limits vary significantly across programs, requiring traders to carefully compare options.
Fast-track to funding with daily payouts.
Compare all account sizes
| Size | Fee | Phase 1 | Phase 2 | Daily loss | Max loss |
|---|---|---|---|---|---|
| $50K | $1,500 | — | $500 | $1,000 | |
| $100K | $3,000 | — | $1,000 | $2,000 |
One-phase evaluation to get funded.
Compare all account sizes
| Size | Fee | Phase 1 | Phase 2 | Daily loss | Max loss |
|---|---|---|---|---|---|
| $5K | $500 | — | $150 | $250 | |
| $10K | $1,000 | — | $300 | $500 |
Industry's flagship program for proven performance with two evaluation phases.
Compare all account sizes
| Size | Fee | Phase 1 | Phase 2 | Daily loss | Max loss |
|---|---|---|---|---|---|
| $5K | — | $250 | $500 | $200 | $400 |
Trade capital from day one, skip the challenge and targets.
Compare all account sizes
| Size | Fee | Phase 1 | Phase 2 | Daily loss | Max loss |
|---|---|---|---|---|---|
| $5K | — | — | — | $150 | $250 |
Trading rules, plainly
Moneta Funded applies different drawdown types depending on the account, with Instant and Instant Pro accounts using a trailing maximum drawdown, while Phoenix, 1-Step, and 2-Step accounts use a static maximum drawdown. Daily loss is calculated based on balance or equity, whichever is greater, and resets at 10 PM UTC.
News trading is allowed on Instant Pro and Phoenix Instant accounts but restricted for Sprint Challenge accounts. Consistency rules apply to Instant and 1-Step Evaluation accounts, but Phoenix Instant accounts have no such rule. Weekend holding and overnight positions are generally allowed across most evaluation accounts.
Payouts
Moneta Funded offers varied payout cycles, including daily payouts for 1-Step Daily accounts and bi-weekly payouts (every 14 days) for Instant, Phoenix Instant, 1-Step Evaluation, and 2-Step Evaluation accounts. The firm states that payouts are processed in less than 48 hours.
Starting profit splits range from 60% to 100%, with the potential to scale up to 100%. Phoenix Instant accounts can scale up to $2,000,000. Payout methods include Rise and Digital Wallets.
MethodsRiseDigital Wallets
Profit split scaling
Trust & legitimacy
Moneta Funded Ltd is registered in St. Lucia with company registration number 2025-00532, and its registered address is Ground Floor, The Sotheby Building, Rodney Village, Rodney Bay, Gros-Islet, Saint Lucia. The firm states it has funded over 100,000 traders worldwide and paid out more than $200,000 monthly.
On Trustpilot, Moneta Funded holds a score of 4.7 based on 29 reviews, according to its official website. While the firm reports payout examples and total payouts, we could not verify independent payout proofs in our research.
- Registered company and address
- Company-reported payout totals
- Trustpilot score 4.7
Moneta Funded Ltd, St. Lucia, Ground Floor, The Sotheby Building, Rodney Village, Rodney Bay, Gros-Islet, Saint Lucia
Platforms & support
Moneta Funded offers trading on both MetaTrader 5 (MT5) and MatchTrader platforms, providing traders with industry-standard and proprietary options. Leverage varies by program, with up to 1:30 available on most accounts and up to 1:100 on 2-Step Evaluation accounts.
The specific range of instrument classes supported on each platform was not detailed in our research. Traders should confirm instrument availability directly with Moneta Funded to ensure it aligns with their trading preferences.
| Platform | Devices | Instruments | Leverage |
|---|---|---|---|
| MetaTrader 5 | 1:100 | ||
| MatchTrader | 1:100 |
Score breakdown
Our proprietary scoring system evaluates prop firms based on six key categories: Rules Fairness, Payout Reliability, Value for Money, Trust & Transparency, Platforms, and Support. Each category is scored from 3.0 to 5.0, with the overall score being the average of these six. This system relies solely on published rules, fees, and payout evidence, without any hands-on testing. Moneta Funded’s strongest point lies in its diverse program offerings and competitive profit splits, while a limitation is the lack of detailed information on all program fees and specific rule nuances across all accounts.
- Multiple challenge types
- Up to 100% profit split
- Daily payouts available
Trading involves significant risk. Past performance is not indicative of future results.
