Fact checked by High Profit Split, Discretionary Rules
ICFunded provides multiple funding programs, including 1-step, 2-step, and instant options, with a headline profit split of up to 90%. However, the firm faces significant complaints regarding payout denials and account closures, often citing rule violations after a withdrawal request. This pattern suggests a need for extreme caution and thorough understanding of their extensive, sometimes discretionary, trading rules before committing.
Pros
- Up to 90% profit split
- Multiple funding programs
- MT5 and cTrader platforms
- News trading allowed
Cons
- Payout denial complaints
- Discretionary rule enforcement
- High challenge fees
- Weekend holding not allowed
Challenge & fees by account size
ICFunded offers three main programs: the 2-Step Challenge (IC Funded Professional), the 1-Step Challenge (IC Funded Accelerated), and Instant Funding. The 2-Step Challenge is highlighted as their most popular option. Challenge fees are refundable, but only after your third payout, which means a significant waiting period. We could not verify fees for all account sizes across all programs.
A balanced two-phase evaluation with greater drawdown flexibility and professional progression.
Compare all account sizes
| Size | Fee | Phase 1 | Phase 2 | Daily loss | Max loss |
|---|---|---|---|---|---|
| $5K | $74 | $500 | $250 | $250 | $500 |
| $10K | $125 | $1,000 | $500 | $500 | $1,000 |
| $25K | $249 | $2,500 | $1,250 | $1,250 | $2,500 |
| $50K | $449 | $5,000 | $2,500 | $2,500 | $5,000 |
| $100K | $689 | $10,000 | $5,000 | $5,000 | $10,000 |
| $200K | $1,275 | $20,000 | $10,000 | $10,000 | $20,000 |
| $500K | $2,999 | $50,000 | $25,000 | $25,000 | $50,000 |
A streamlined evaluation for experienced traders seeking a faster route to a funded account.
Compare all account sizes
| Size | Fee | Phase 1 | Phase 2 | Daily loss | Max loss |
|---|---|---|---|---|---|
| $10K | $154 | $1,000 | — | $300 | $600 |
| $25K | $309 | $2,500 | — | $750 | $1,500 |
| $50K | $469 | $5,000 | — | $1,500 | $3,000 |
| $100K | $809 | $10,000 | — | $3,000 | $6,000 |
Access simulated funded capital from day one with clear risk parameters and a structured payout path.
Compare all account sizes
| Size | Fee | Phase 1 | Phase 2 | Daily loss | Max loss |
|---|---|---|---|---|---|
| $5K | $109 | — | — | $150 | $250 |
| $10K | $167 | — | — | $300 | $500 |
| $25K | $339 | — | — | $750 | $1,250 |
| $50K | $519 | — | — | $1,500 | $2,500 |
| $100K | $879 | — | — | $3,000 | $5,000 |
Trading rules, plainly
ICFunded implements a static maximum drawdown and an equity-based daily loss limit, which can be stricter than balance-based rules. The firm allows news trading and Expert Advisors, but prohibits weekend holding and certain aggressive strategies like Martingale. A key concern is the broad, discretionary language in their forbidden trading practices, which has reportedly led to account closures after withdrawal requests.
Payouts
ICFunded operates on bi-weekly payout cycles, with the first payout available after a minimum of 14 calendar days and 5 profitable trading days. The firm states payouts are processed within 48 hours, though some traders report delays. The advertised profit split of up to 90% applies only after the first payout, with the initial split not explicitly published. Challenge fees are only refunded after the third payout.
MethodsBank wireSkrillCryptocurrency
Trust & legitimacy
ICFunded, legally IC Funded Evaluations Ltd, was founded in 2022 and is registered in Saint Lucia. The firm reports over 5,000 funded traders, though we could not verify total payouts to traders. On Trustpilot, ICFunded holds a 3.5 out of 5 rating from 179 reviews. Documented red flags include payout denials, account closures citing rule violations after withdrawal requests, and inconsistencies in published drawdown percentages.
- Registered company with public address
- Multiple funding programs
- Discord community available
- Payout denials and account closures citing rule violations after a withdrawal request.
- Inconsistency in maximum drawdown percentages between official pricing pages and FAQ.
- Broad discretionary language in forbidden trading practices and after-the-fact rule citation at payout time.
- The advertised profit split of up to 90% applies only after the first payout, and the initial split is not published.
- Challenge fee is refunded only after the third payout, which means at least 42 calendar days of funded trading plus the evaluation period.
IC Funded Evaluations Ltd, Saint Lucia, Unit 1, La Place Creole, Rodney Bay Village, Gros Islet, Saint Lucia
Platforms & support
ICFunded provides trading access through MetaTrader 5 (MT5) and cTrader, both accessible on desktop, web, and mobile devices. These platforms support a range of instruments including Forex, Indices, Commodities, and Crypto. Leverage can go up to 1:50 for Forex, but is significantly lower for other asset classes, such as 1:2 for Crypto. Traders should note the weekend holding restriction, which limits strategy flexibility.
| Platform | Devices | Instruments | Leverage |
|---|---|---|---|
| MetaTrader 5 | Desktop, Web, Mobile | Forex, Indices, Commodities, Crypto | Up to 1:50 |
| cTrader | Desktop, Web, Mobile | Forex, Indices, Commodities, Crypto | Up to 1:50 |
Score breakdown
Our scores evaluate ICFunded based on its published rules, fees, and available payout evidence, with the overall score representing their average. The firm’s main strength lies in its diverse program offerings and high potential profit split. However, its primary weakness is the reported inconsistency in rule application and payout reliability, which significantly impacts trader trust.
- Up to 90% profit split
- Multiple funding programs
- MT5 and cTrader platforms
Trading involves significant risk. Past performance is not indicative of future results.
