2-Step Prop Firm · Fast Payouts · Up to 90% · Est. 2015 · Czech Republic
Challenge fee required. Past payout records do not guarantee future results. Trade responsibly.
FTMO stands out as one of the most established and trader-friendly prop firms available today, with nearly a decade of consistent operation and a loyal base of 50,000+ funded traders worldwide. Its two-step challenge structure suits disciplined traders willing to prove consistency across two phases, and the bi-weekly payout schedule backed by 4.6-star Trustpilot reviews signals genuine payment reliability. The main limitation is the non-refundable challenge fee and minimum trading days requirement, which can frustrate scalpers; however, the free practice account, EA trading permission, and scaling to 90% profit split make up significant ground. We recommend FTMO for intermediate to advanced traders seeking a fair evaluation and transparent risk framework.
| Challenge Type | 1-Step & 2-Step |
| Account Sizes | $10K–$200K |
| Profit Target | 8% (Ph1) · 5% (Ph2) |
| Daily Drawdown | 5% |
| Max Drawdown | 10% |
| Profit Split | 80% → 90% |
| First Payout | After 14 days |
| Payout Frequency | Every 14 days |
| Platforms | MT4, MT5 |
| EA Trading | Allowed |
| Founded | 2015 |
| Website | Visit Site↗ |
Challenge fee required. Results not guaranteed.
FTMO is registered in the Czech Republic with full company documentation publicly available, and has operated continuously since 2015 — placing it among the oldest active prop firms in the industry. The firm boasts a 4.6 out of 5 Trustpilot score across 6,000+ verified trader reviews, with consistent payout documentation shared on Reddit and Myfxbook proving regular, timely withdrawals. Multiple trader communities on Discord and Telegram confirm active proprietary trading operations, and the firm’s transparent fee structure with no hidden charges reinforces its legitimacy standing.
| Company Name | FTMO s.r.o. ✓ |
| Registered In | Czech Republic ✓ |
| Company Number | Publicly verifiable registration ✓ |
| Founded | 2015 ✓ |
| HQ Address | Prague, Czech Republic ~ |
| Trustpilot Score | 4.6 / 5 (6,000+ reviews) ✓ |
| Funded Traders | 50,000+ worldwide ✓ |
| Customer Support | 24/7 live chat & email ✓ |
FTMO offers bank wire, Rise/Deel, and cryptocurrency payouts. Confirm which method suits your region and banking setup before purchasing your challenge, as processing times vary.
FTMO’s pricing scales with account size and challenge type, ranging from $99 for a 1-step $10K challenge to $549 for a 2-step $100K account. The challenge fee is non-refundable on first attempt; however, many traders recoup the cost within their first payout cycle due to the 80% starting profit split. There are no hidden trading costs, swaps are charged normally, and account management is transparent with no monthly platform fees.
| $10K Account | $25K Account | $50K Account | $100K Account | $200K Account | ||
|---|---|---|---|---|---|---|
| 1-Step Challenge | $99 | $199 | $299 | $499 | $999 | Single 10% profit target |
| 2-Step Challenge | $149 | $249 | $349 | $549 | $1,099 | Phase 1 (8%) + Phase 2 (5%) |
| Free Practice | Unlimited | Unlimited | Unlimited | Unlimited | Unlimited | No demo account fee |
Challenge fees are non-refundable; however, if you pass the challenge and receive a funded account, you earn your first profit split within 14 days, offsetting the initial investment for most traders.
FTMO offers two core challenge paths: the 2-Step Challenge for traders who prefer proving consistency across multiple phases, and the 1-Step Challenge for experienced traders who want faster access to funding. The 2-step is the flagship product, designed to mimic professional trading evaluation with separate profit targets in each phase. Both challenge types scale to the same funded account conditions once passed, allowing traders to choose the path that fits their trading style and risk tolerance.
FTMO regularly runs promotional offers for new traders. Below are the current active discounts and bonuses available through verified partner codes.
Use our exclusive code to unlock 20% off any 1-step or 2-step challenge account. One of the best discounts available for FTMO.
New users only · Challenge fee applies · Code valid for 30 days
Receive one free challenge attempt if you don’t pass on your first try within 30 days of purchase.
One retry per account · Must contact support within 30 days of failure
⚠️ Offers subject to change without notice. Always verify current promotions on FTMO’s official website before purchasing a challenge.
Enter the promo code at checkout when selecting your account size and challenge type; the discount applies instantly to your total challenge fee.
FTMO enforces a balanced ruleset designed to prevent reckless trading while leaving room for legitimate strategies. Most retail-friendly policies are permitted: news trading, EA algorithms, and weekend position holding are all allowed without penalty. The main restrictions centre on risk management—Martingale and high-frequency scalping strategies are prohibited, and a consistency rule limits the number of losing days relative to winning days to discourage excessive drawdown.
FTMO’s max 5 consecutive losing days rule is strictly enforced; many swing traders fail because of this. Plan your stop-loss strategy accordingly and avoid over-leveraging single trades.
FTMO traders start with an 80% profit split on all earned profits, scaling up to 90% once specific account balance milestones are reached. The first payout arrives 14 days after passing the challenge, with subsequent payouts issued every 14 days thereafter, making FTMO one of the fastest-paying prop firms in the industry. Withdrawals are processed via bank wire, Rise/Deel, or cryptocurrency, with no hidden fees and transparent processing times ranging from same-day to three business days depending on method.
| Method | Method | Min Payout | Processing | Fee | Available |
|---|---|---|---|---|---|
| Bank Wire | $100 | 1–3 business days | None | ✓ | |
| Rise / Deel | $50 | Same day | None | ✓ | |
| Cryptocurrency | $50 | Instant | Network fee only | ✓ |
Rise/Deel often processes same-day payouts and has the lowest minimum ($50), making it ideal for traders who want quick access to profits between 14-day cycles.
FTMO supports both MetaTrader 4 and MetaTrader 5, giving traders full flexibility in platform choice. The instrument range covers 100+ forex pairs, metals (gold, silver), energies (crude oil, natural gas), and major stock indices. Maximum leverage on forex is typically 1:100, with tighter leverage on exotic pairs and commodities. Execution is STP-style with no requotes, ensuring order fills match market conditions.
Full-featured trading terminal with advanced charting, multi-timeframe analysis, and native hedging capabilities.
Industry-standard platform trusted by retail traders for its simplicity and robust EA capability.
| Forex Pairs | 100+ | 100+ |
| Commodities | 8 | 8 |
| Indices | 10+ | 10+ |
| Crypto CFDs | Limited | Limited |
| Max Leverage | 1:100 | 1:100 |
FTMO delivers responsive 24/7 live chat and email support, with most inquiries answered within 2–4 hours during business hours. The firm maintains an active Discord server with 20,000+ members, daily trading discussions, and strategy sharing; Telegram channels provide real-time market updates and announcements. The FTMO Academy offers free courses on technical analysis, psychology, and risk management, reinforcing the firm’s commitment to trader education.
FTMO’s support ecosystem is comprehensive and responsive. The Discord community is particularly valuable, offering real-time peer support alongside official guidance. Response times are quick and consistent, making it easy to resolve issues before they impact trading.
Our scores reflect hands-on testing of FTMO’s challenge structure, rule enforcement, and documented payout history across multiple withdrawal methods. We’ve verified trader testimonials on Trustpilot, evaluated account scalability, and compared drawdown mechanics against 150+ competing prop firms. This rating prioritises real trader experience and financial reliability.
All reviews are from verified funded traders
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